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Is Cardiovascular Risk Reduction USA Worth the Investment? Definitely.

As an example, Mr. David H. a 45 year-old man who for 10 years sought to correct his cardiovascular risk problem without success. He was using the usual insurance companies providers. He was referred to Cardiovascular Risk Reduction USA. His initial risk was in the worse 15% of the population in addition to a very high LPa (bad news). He paid the $2000 fee. His cardiovascular risk is now in the best 1% in the nation among the people of the world who never suffer from cardiovascular disease. Was the service worth $2000? He thinks so. In the future he will be preserving his longevity as well as his well being and saving tons of money. Unrecognized by the average person is that most will spend multiples of the above fee over 20 years with yearly and follow up physician visits, many times not having heart attack risk prevention addressed at all or inadequately and almost never eradicating Residual Risk or rivaling the best 20% of the population who never suffer from cardiovascular disease. As an example View Mr. H:  The Eradication of All Residual Heart Attack Risk .


What could happen if Mr. H. did not seek out this service? An example could be the history of Mr. H.‘s Referral Source. and the other 2 million people hospitalized for cardiovascular disease in 2010. Five years earlier that number was only 650,000. Only 650,000? To me that was far too many.

For Mr. H.’s age and original cardiac risk, his average medical insurance premium would be $800 to $1200 per month. If he should suffer a heart attack, his medical premium would accelerate to $2000 per month. Fortunately with the newly passed Medical Reform Act, one will not be excluded from obtaining medical insurance if one is gainfully employed and if the premiums are affordable. If Mr H. remains healthy until Medicare (if it is there in 20 years), it would cost him at least 250,000 for a twenty-year duration. If he became ill with cardiovascular disease during this time, his insurance premiums could be as high as $1 million. That does not even include the unforeseen new co-pays for additional office visits, co-pays for additional medications and deductibles for additional diagnostic imaging tests, which will almost certainly be needed after a heart attack. The medical deductibles for diagnostic imaging tests are now in the thousands of dollars and for most the office co-pays are 50% of the visit.  In the future your office co-pay may be 100%. Over the last decade the cost of medical care has been shifted back to the patient and the insurance companies are reaping ever-increasing huge benefits.

If you are already had a heart attack or should suffer a future heart attack, it will be difficult to meet these premium demands. Your employer will gaze upon you as a greater liability. You could be let go. Many people then go without insurance.  Among those people who are hospitalized without insurance, their costs are astronomical compared to the insured. Hospitals will then proceed to collect for their services through a court of law. Judgments have already forced many people into bankruptcy, foreclosure, not to mention a shortened lifespan. Are you concerned or frightened? You should be.

The above sums represent today’s costs.  Do you think in the future today’s prices will be decreasing? Not me. In 2012, the average medical insurance premium will rise 9%.

Mr. H. thinks he has made the best decision for himself. He has set aside a miniscule fraction of the medical premiums he would pay in the future for a Proactive Insurance Plan preventing our nation’s number one killer, cardiovascular disease. What about you? Over a lifetime 80 to 85%% of our population will suffer from cardiovascular disease. With the level of Mr. H’s present cardiovascular risk, he cannot suffer from cardiovascular disease.

This concept is one of the greatest individual solutions to our looming medical crisis. Join Cardiovascular Risk Reduction USA and live years free of cardiovascular risk and live as long as the present Medicare generation without heart attacks or interventions. Heart Attack Victim or Not? Which Will You Be?

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